Asset Finance
Getting the right gear shouldn’t hold your business back. We’ll help you finance the tools, vehicles, or machinery you need quickly, clearly, and without the runaround.
Get the gear. Grow the business.
Big jobs need the right gear. But that doesn’t mean you need to drain your cashflow to get it. Whether it’s vehicles, machinery, or equipment, we’ll help you finance what you need quickly, clearly, and in a way that fits your business.
At Rayen & Wood, we’ve got deep experience in asset finance from both sides of the table; time in the banking sector and years working directly with clients across construction, trades, agriculture, and transport. We know how lenders think and how to structure a deal that works in your favour.
How we can help
We help Kiwi businesses finance the gear they need fast. From essential machinery to specialised gear, if it’s got a REGO or serial number, we can probably finance it.Here’s where we do our best work:
Primary Industries
Tractors, harvesters, skidders, and more, we know how to structure seasonal-friendly finance for rural and forestry operations that don’t follow a 9–5.
Civil, Mining & Construction
Diggers, loaders, graders, crushers, if it moves earth or builds infrastructure, we’ll help you get it funded with terms that suit your contract flow.
Transport & Fleet Vehicles
From a single truck to full company fleets, we’ll help structure smart, scalable finance that works for you now and into the future.
Healthcare & Professional Services
Need diagnostic machines, dental equipment or clinical fit-outs? We help medical professionals and service businesses invest in the tools they rely on.
IT, Tech & Office Equipment
Servers, software, security systems, or high-spec fit-outs, we help you keep your team equipped with the latest tech, without tying up capital.
Specialist Assets & Aviation
Unique industry? High-spec gear? We’ve helped clients finance everything from aircraft to specialised plant, if it’s not on the list, there’s still a good chance we can help.
Why work with us?
We bring experience from both the banking world and the field. That means we know what lenders want, what businesses actually need, and how to bridge the gap without wasting time.
We’re not here to sell you whatever’s easiest. We’re here to ask the right questions, compare the best options, and make sure the lending is set up to support your business now, and as it grows.
Your Journey Through Asset Finance Simplified
Initial Consultation
Discuss your financial needs and gather essential information to tailor the best solutions.
Application Process
Complete the necessary paperwork and submit your application for review by our experts.
Approval Stage
Our team evaluates your application and provides feedback, ensuring a smooth approval process.
Fund Disbursement
Receive the funds promptly, allowing you to proceed with your asset acquisition without delay.
FAQs
Explore our frequently asked questions to gain clarity on Asset Finance and its benefits.
Asset Finance is a method of funding that allows businesses to acquire assets without a large upfront payment. It provides flexibility in managing cash flow while enabling access to essential equipment. This financing option can be tailored to suit your specific business needs.
Asset Finance works by allowing you to spread the cost of an asset over a set period. You make regular payments, which can be structured to match your cash flow.
The benefits of Asset Finance include improved cash flow, tax efficiency, and the ability to upgrade assets regularly. It allows you to acquire necessary equipment without depleting your working capital. Additionally, it can be a straightforward process with minimal paperwork.
Any business, regardless of size, can apply for Asset Finance. Whether you're a startup or an established company, this financing option is designed to support your growth. It's ideal for businesses looking to invest in new equipment or technology.
Yes, Asset Finance is highly flexible and can be customised to meet your specific needs. You can choose the term length, payment structure, and even the type of asset you wish to finance. This adaptability makes it a popular choice among businesses.
Still have questions?
We're here to help you!
Talk to our Asset Finance Specialist
Whether you’re pricing up a single machine or looking at a full fleet, we’ll help you figure out the best way forward. From quote to settlement, we’ll guide you through every step and work fast to get your finance sorted.