Vehicle Finance
For work or for the weekend, we make vehicle finance easy. Fast answers, flexible options, and a team that’ll get you sorted without the stress.
Fast, friendly finance to get you moving
Whether it’s your first car, an upgrade, or something with a few more wheels — we’ll help you get it sorted. We take the hassle out of vehicle finance so you can focus on picking the right ride, not filling out endless forms.
At Rayen & Wood, we keep things simple. We’ll talk through what you need, explain your options clearly, and get the paperwork moving fast. No pressure. No sales games. Just a team that’s got your back from first enquiry to keys in hand.
Take the Next Step
Whether you're planning for the future or need immediate assistance, we're here to help. Reach out to us today, and let's start the conversation.
How we can help
From daily drivers to weekend toys, we help Kiwis get into the vehicles they need. We can finance just about anything with a REGO or serial number, and we’re quick about it too. If it moves, we’ve probably helped someone buy it.
Cars and SUVs
Whether you're upgrading the family wagon or buying your first car, we’ll find the right finance for your budget and get it sorted quick.
Utes and Work Vehicles
Need something tough for the job site or farm? We’ll help you finance the right setup so your work doesn't slow down.
Motorbikes, Boats, and Caravans
Ready for the road, water, or open track? We can help you finance lifestyle vehicles too — because fun matters just as much as function.
Private Sales and Dealer Purchases
We’ll work with whichever seller you choose. Whether you're buying through a dealership or off Marketplace, we’ll help keep things secure and straightforward.
Why work with us?
We’re quick, straight-up, and on your side. We’re not tied to one lender, so we shop around for the best rates and terms that work for you, not for a sales target.
You’ll know exactly what you’re signing, how the repayments will work, and what your options are — no hidden fees, no dodgy deals. Just a clean, honest finance process.
Specialist Vehicle Finance Advice
Some vehicle purchases come with a bit of extra complexity. That’s where we bring the goods.
Business Vehicle Finance
Buying utes, vans or other fleet vehicles for work? We’ll help you finance them under your business and structure the lending smart, so you stay cashflow-friendly and tax-aware.
Complex Credit Profiles
Been turned down before? Had a few bumps in the past? No worries. We’ll take the time to understand your situation and work to find a lender that fits.
Flexible Repayment Structures
Want to keep repayments low and flexibility high? We’ll talk you through balloon options and residuals, so you understand how they work, and whether they make sense for you.
Let’s get you on the road
Got your eye on something? Or just want to know your options? We’re here to help you sort the finance, fast.