Insurance
Insurance isn’t always the easiest thing to figure out. That’s where we come in, cutting through the jargon and helping you get the right cover in place, fast.
Straight-up cover for the things that matter
Life doesn’t always go to plan, but the right cover can make a big difference when things hit the fan. Whether it’s your health, your tools, or your ute, we’ll help you get sorted with insurance that does the job without the stress.
At Rayen & Wood, we make insurance simple. No confusing fine print. No pushy sales talk. Just real advice from people who take the time to understand what you need, then help you lock it in fast.
We’re not here to sell you a bunch of stuff you don’t need. We’re here to help you protect what matters, in a way that makes sense for your life, your work, and your wallet.
How we can help
We’ll take a look at your situation, walk you through the options, and recommend the right mix of cover for you. Here’s what we offer:
Home, Contents, and Personal
The everyday stuff that makes life tick — from your TV and tools to your rental property or home. We’ll help you find cover that actually covers you when it counts.
Life Insurance
Make sure your family or loved ones are taken care of if something unexpected happens. We’ll help you work out how much cover you need — no upselling, just honest advice.
Health Insurance
Access faster treatment and better care without the long public waitlists. We’ll help you find the best fit for your lifestyle, whether it’s just for you or for the whole whānau.
Income Protection
If you’re unable to work due to illness or injury, this cover helps keep your income flowing. We’ll break down how it works and help you choose the right plan for your role and risk.
Motor Vehicle Insurance
Whether it’s your daily driver, weekend cruiser, or work ute, we’ll connect you with cover that gets you back on the road fast if something goes wrong — without jumping through hoops.
Business Insurance
Whether you’re a one-person operation or managing a full crew, we’ll help you protect your gear, your income, and your liabilities. We know what tradies, contractors, and small business owners need — and what they don’t.
Why work with just us?
We’re not tied to one provider. That means we’ll compare options and recommend what actually suits your needs, not just what’s easiest to sell. And if something goes wrong? You’ll have someone in your corner helping you get it sorted.

Let’s talk insurance
We’ll keep it simple. Flick us a message, tell us what you’re trying to cover, and we’ll help you sort it from there.